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θ 1 I 1 − Φ − 1 ( 1 − β 1 ) = 0.2 94.31094 − Φ − 1 ( 0.99 ) = 1.94228 − 2.32635 = − 0.38407

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\[ \theta _1 \sqrt{I_1} - {\Phi }^{-1} (1 - \beta _1) = 0.2 \sqrt{94.31094} - {\Phi }^{-1} (0.99) = 1.94228 - 2.32635 = -0.38407 \]
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